Terms & conditions

SMBAI – TERMS AND CONDITIONS

Effective Date: 1 April 2025

This document (the “Terms”) constitutes a legally binding agreement between SMBAI (hereinafter “Company,” “we,” “us,” “our,” or “SMBAI”) and any individual, user, or entity (hereinafter “you,” “User,” “Investor”) accessing, registering for, or utilizing any services provided by SMBAI.

BY ACCESSING THE PLATFORM, CREATING AN ACCOUNT, OR USING ANY OF THE SERVICES, YOU IRREVOCABLY ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND UNCONDITIONALLY AGREE TO BE BOUND BY ALL OF THESE TERMS AND CONDITIONS, INCLUDING ANY AND ALL SUPPLEMENTAL POLICIES AND FUTURE MODIFICATIONS. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS, YOU ARE EXPRESSLY PROHIBITED FROM USING THE PLATFORM AND MUST DISCONTINUE ALL USE IMMEDIATELY.

1. DEFINITIONS AND INTERPRETATION

1.1. Definitions: In these Terms, the following terms shall have the meanings ascribed to them:

“Account”: The unique, personalized account created by a User to access the Services.
“AI”: Refers to the proprietary artificial intelligence algorithms, machine learning models, and software systems developed by SMBAI to conduct trading activities.
“AML”: Anti-Money Laundering.
“BEP-20”: A token standard on the Binance Smart Chain (BSC).
“BSC”: Binance Smart Chain.
“CFT”: Combating the Financing of Terrorism.
“Content”: All information, data, text, graphics, logos, icons, software, and other materials available on the Platform.
“Cryptocurrency”: A peer-to-peer decentralized digital representation of value, including but not limited to USDT, BNB, and Solana (SOL).
“DeFi”: Decentralized Finance.
“Digital Assets”: A broad term encompassing Cryptocurrencies, NFTs, and other tokenized assets.
“Effective Date”: The date at the top of these Terms, indicating the last revision.
“Forex”: The decentralized global market for the trading of foreign currencies.
“Future Products”: Refers to products on the Company’s roadmap, including but not limited to the SAI Wallet, $SMBAI Coin, and Decentralized Banking platform, which are not yet launched and are subject to change.
“Indemnified Parties”: The Company, its subsidiaries, parent companies, affiliates, directors, officers, employees, agents, partners, licensors, and successors.
“Intellectual Property”: All patents, copyrights, trademarks, service marks, trade secrets, database rights, design rights, and other proprietary rights, whether registered or unregistered.
“KYC”: Know Your Customer; the process of identity verification.
“Losses”: Any and all claims, losses, liabilities, damages, judgments, penalties, fines, costs, and expenses (including, without limitation, reasonable attorneys’ fees).
“NFT”: Non-Fungible Token, a unique digital identifier recorded on a blockchain.
“Platform”: The Company’s website (including smbaifarm.ai), any associated mobile applications, APIs, and all related technology and software.
“Prohibited Conduct”: The activities listed in Section 10 of these Terms.
“Services”: The AI-driven trading, account management, deposit/withdrawal functions, and any other services provided by SMBAI via the Platform.
“Solana”: A public blockchain platform with smart contract functionality.
“Third-Party Agent”: An independent, non-affiliated individual or entity that may facilitate fiat-to-crypto deposits (e.g., via UPI) for Users.
“UPI”: Unified Payments Interface, an instant real-time payment system in India.
“USDT”: A cryptocurrency stablecoin pegged to the U.S. dollar.
“User”: You; the individual or entity using the Platform or Services.
“User Data”: Any information provided by the User to the Company, including registration information and KYC documentation.

1.2. Interpretation: The headings in these Terms are for convenience only and shall not affect their interpretation. Words in the singular include the plural and vice versa. Any reference to “law” or “regulation” includes any subsequent amendments or re-enactments.

2. CRITICAL RISK DISCLOSURES & ACKNOWLEDGEMENT OF RISK

2.1. High-Risk Investment Warning: Trading in Forex, Commodities, and Cryptocurrencies is highly speculative, carries a high level of risk, and may not be suitable for all investors. The leverage inherent in these markets can work against you as well as for you. The volatility and unpredictability of these markets can result in significant and rapid losses.

2.2. No Guarantee of Profit: You acknowledge and agree that the Services provided by SMBAI do not guarantee any profit or return. There is no “safe” or “guaranteed” trading. All trading involves substantial risk. Past performance of our AI, our strategies, or any market is not an indicator or guarantee of future results. Any performance data shown is hypothetical or historical and not a predictor of future returns.

2.3. Potential for Total Loss: Before deciding to invest or use our Services, you must carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment. You should be aware of all the risks associated with trading, and seek advice from an independent financial advisor if you have any doubts. You must not invest money that you cannot afford to lose.

2.4. Acknowledgement of Volitional Participation: The User herewith stipulates, warrants, and irrevocably declares that their engagement with the Platform and any subsequent utilization of the Services is undertaken of their own volitional accord and sole discretion. The User affirms that said engagement is free from any element of duress, coercion, undue influence, or compulsion exerted by the Company, its principals, agents, employees, or any affiliated parties. The User’s decision to allocate capital is autonomous and not predicated on any external force or solicitation compelling such action.

2.5. Abrogation of Company Culpability and Assumption of Risk: The User explicitly acknowledges and concurs that the ultimate, absolute, and exclusive culpability for any and all transactions, strategic determinations, executions, and resultant outcomes—inclusive of, but not limited to, any pecuniary detriment, financial loss, or liquidation of capital (“Losses”)—rests solely and entirely with the User. The Company’s liability for any such Losses is herewith categorically disclaimed. The User accepts that all investment decisions are executed at their singular peril and discretion, and the Company shall be held harmless from any and all claims arising thereto.

2.6. AI is Not Infallible: You understand that the Services are based on artificial intelligence algorithms. AI is a statistical tool; it is not infallible and cannot predict all market conditions. Unexpected market events, “Black Swan” events, technological failures, data corruption, or data errors can and do occur, which may result in substantial Losses. The AI’s strategies are predicated on historical data and may fail to perform as expected in live, dynamic market conditions. The Company reserves the right to modify, pause, or alter its AI strategies without prior notice.

2.7. No Financial or Investment Advice: For the avoidance of doubt, SMBAI does not provide personalized financial advice, investment advice, fiduciary services, tax advice, or legal advice. Any information, market analysis, or Content provided on the Platform or in our communications is for informational and educational purposes only and is not to be construed as a recommendation or solicitation to buy, sell, or hold any asset.

2.8. Regulatory Risk: The regulatory landscape for Digital Assets, cryptocurrencies, derivatives, and AI-driven trading platforms is unsettled, in flux, and subject to rapid change. New laws, regulations, or enforcement actions in any jurisdiction may materially and adversely affect the use, transfer, exchange, or value of assets in your Account and the very operation or legality of the Services.

2.9. Third-Party Agent Risk: The Company may provide information for third-party agents for your convenience in making deposits. These agents are independent and not employees or formal partners of SMBAI. We do not control, endorse, or guarantee their services. Your dealings with any third-party agent are solely between you and that agent. We are not responsible for any loss, theft, or dispute arising from your interaction with such agents.

2.10. Cybersecurity Risk: Malicious actors may attempt to steal your Digital Assets or personal information. You are responsible for maintaining the security of your Account. We are not liable for Losses incurred due to cybersecurity breaches of your personal devices, email, or Account credentials.

3. USER ELIGIBILITY, REPRESENTATIONS, AND WARRANTIES

3.1. Eligibility: To be eligible to use the Services, you must:

(a) Be at least 18 years old or the age of legal majority in your jurisdiction;
(b) Have the full legal capacity, right, and authority to enter into this agreement;
(c) Not be a resident or citizen of any “Restricted Jurisdiction” (including, but not limited to, the United States of America, North Korea, Iran, Syria, or any jurisdiction where our Services would be illegal). We reserve the right to define and update Restricted Jurisdictions at our sole discretion.
(d) Not be listed on any trade or economic sanctions list, such as the UN Security Council Sanctions list, or those maintained by OFAC (U.S. Office of Foreign Assets Control) or the European Union.

3.2. User Representations and Warranties: You represent and warrant, on an ongoing basis, that:

(a) All information you provide to SMBAI is true, accurate, complete, and current.
(b) You will promptly update your information if it changes.
(c) You are using the Services for your own account and not on behalf of any third party.
(d) Your use of the Services does not violate any applicable law or regulation in your home jurisdiction or the jurisdiction in which you are located.
(e) The funds used to invest are your own, legally obtained, and not the proceeds of any illicit or criminal activity.
(f) You will not engage in any Prohibited Conduct.
(g) You are solely responsible for any and all taxes (income, capital gains, etc.) that may apply to your trading activities or withdrawals. The Company does not provide tax advice or withholding.
(h) You have read, understood, and accepted all Risk Disclosures in Section 2.
(i) You will not use the Services for any form of market manipulation, front-running, wash trading, or other abusive practices.

4. ACCOUNT REGISTRATION AND SECURITY

4.1. Account Creation: You must register for an Account to use the Services. You agree to provide all information requested, which may include your name, email address, password, and other identifying information.

4.2. KYC/AML Compliance: The Company maintains a strict KYC and AML/CFT program. You agree to provide, upon request, any and all information and documentation we deem necessary to verify your identity and the source of your funds. This may include, but is not limited to, a government-issued photo ID, proof of address (utility bill), and bank statements. Your access to the Services, including deposits and withdrawals, may be suspended or terminated if you fail to comply with KYC requests.

4.3. Account Security: You are solely and exclusively responsible for:

(a) Maintaining the confidentiality and security of your Account login credentials (password, 2FA codes, etc.).
(b) All activities, trades, and transactions that occur under your Account, whether authorized by you or not.
(c) Immediately notifying us at Support@Smbaifarm.ai of any suspected or actual unauthorized use of your Account or any breach of security.
(d) Ensuring the security of the email account and personal devices used to access your Account.

4.4. Account Misuse: The Company is not liable for any Loss arising from your failure to comply with this section or from any unauthorized access to your Account. Any attempt to gain unauthorized access to other Users’ Accounts or to the Platform’s administrative systems is a material breach of these Terms and may result in immediate termination and legal action.

4.5. Single Account: You may only operate one Account. Operating multiple Accounts (“multi-accounting”) without our express written permission is a material breach and may result in the termination and forfeiture of funds in all associated Accounts.

5. FINANCIAL TERMS: DEPOSITS, WITHDRAWALS, AND FEES

5.1. Deposits:

(a) Direct Crypto: You may fund your Account by transferring supported Cryptocurrencies (e.g., BNB on BEP-20) to the specific wallet address provided by the Platform. You bear sole responsibility for ensuring the accuracy of the address and the use of the correct blockchain network. Transactions sent to the wrong address or on an unsupported network are irreversible and will result in the permanent loss of your funds.
(b) Agent Deposits (UPI): As a convenience, we may list contact information for Third-Party Agents. If you elect this method, you will transact directly with the agent (e.g., pay via UPI). The agent is then responsible for sending the corresponding crypto (e.g., USDT) to your SMBAI Account. Your Account will only be credited upon our confirmed receipt of the crypto from the agent. We are not a party to your fiat transaction with the agent and disclaim all liability related to it.

5.2. Withdrawals:

(a) Withdrawal Requests: You may request withdrawals from your available Account balance, subject to these Terms, withdrawal limits, and security procedures.
(b) Crypto Withdrawals (USDT): For amounts up to $10,000 USD (or as otherwise specified), you may withdraw as USDT on supported networks (e.g., BSC, Solana). You are solely responsible for providing a correct and valid destination wallet address.
(c) UPI Withdrawals (INR): At our sole discretion, we may offer UPI withdrawals for small amounts (e.g., $10-$20 USD). The USD amount will be converted to INR at a variable exchange rate determined by us or our payment processor at the time of the transaction. This rate is final and non-negotiable and includes all transaction costs.
(d) Processing: We will process withdrawal requests in a timely manner. However, we do not guarantee any specific processing time. Delays may occur due to network congestion, security checks, KYC requirements, or platform maintenance.
(e) Right to Delay/Cancel: We reserve the right to delay, suspend, or cancel any deposit or withdrawal request if we suspect, in our sole discretion, that the transaction is associated with Prohibited Conduct, fraud, a breach of these Terms, or a violation of any law or regulation.

5.3. Fees:

(a) Performance Fees: You agree to pay a “Performance Fee” (also known as a profit-sharing fee) on the net positive returns generated by the AI in your Account. The exact percentage, calculation methodology (e.g., “high-water mark”), and collection frequency will be specified on the Platform.
(b) Withdrawal Fees: We may charge a fee for processing withdrawals to cover network gas fees and administrative costs.
(c) Other Fees: We reserve the right to introduce or modify other fees (e.g., deposit fees, account maintenance fees) at our discretion.
(d) Full Disclosure: All applicable fees will be clearly disclosed on the Platform. By using the Services, you agree to pay all such fees. Fees are non-refundable.

6. THE AI TRADING SERVICE

6.1. Service Operation: Upon funding your Account and activating the AI Service, you grant SMBAI full and discretionary authority to conduct trades on your behalf using your Account balance, in accordance with the AI’s strategies.

6.2. No User Control: You explicitly acknowledge and agree that the Service is fully automated. You will not have the ability to manually open, close, or modify the individual trades executed by the AI. Your control is limited to funding your Account, requesting withdrawals, and activating or deactivating the AI Service as a whole (subject to platform rules).

6.3. No Real-Time Reporting: The Company does not guarantee, and is not obligated to provide, a real-time, live-streaming portfolio dashboard or trade-by-trade reporting to Users. The platform may provide periodic performance summaries or account balance updates, but these may be delayed or subject to correction. The Company’s internal trade logs and performance analytics shall be considered the definitive record.

6.4. Strategy Modification: The Company reserves the exclusive right to add, remove, or modify its AI trading strategies, risk parameters, and traded markets (Forex, Commodities, Crypto) at any time without prior notice to you.

6.5. No Fiduciary Duty: The Company’s relationship with you is purely contractual. SMBAI is not your broker, agent, or fiduciary. We do not have a fiduciary duty to you, and any and all such duties are expressly disclaimed.

7. FUTURE PRODUCTS & ROADMAP

7.1. Forward-Looking Statements: The Platform may contain information about our future plans and roadmap, including the “SAI Wallet” (Q1 2026), “$SMBAI Coin” (Q4 2026), and “Decentralized Banking” (Q1 2027).

7.2. No Guarantee of Launch: These are forward-looking statements and are subject to significant risks and uncertainties. The Company makes no promise, guarantee, or warranty that these Future Products will be developed, launched, or delivered, either on the timeline specified or at all.

7.3. No Investment in Roadmap: Your decision to use the current AI Trading Services must be based solely on the Services as they exist today, not on any expectation or belief about the development or future value of any Future Products. You acknowledge that you are not “investing” in the $SMBAI coin or any other future token by using the AI Trading Service.

7.4. Changes to Roadmap: We reserve the right, in our sole discretion, to modify, delay, or completely abandon any and all plans for Future Products without notice or liability to you.

8. NFTs AND HISTORICAL PROJECTS

8.1. No Connection to Service: You acknowledge that the Company’s prior projects, such as the “Solana Monkey Business NFTs” (SMB NFT 2021) and “SMBCommunity Dao 2023,” are separate from the AI Trading Services.

8.2. No Rights Conferred: Ownership of any NFT or participation in any prior community DAO does not grant you any special rights, privileges, discounts, or stake in the AI Trading Service or any Future Products, unless explicitly and formally stated otherwise by the Company.

9. INTELLECTUAL PROPERTY RIGHTS

9.1. Ownership: All right, title, and interest in and to the Platform, the Services, the AI, and all Content—including all Intellectual Property rights therein—are and shall remain the exclusive property of SMBAI and its licensors. These Terms do not grant you any rights to our patents, trade secrets, trademarks, copyrights, or other Intellectual Property.

9.2. Limited License: We grant you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the Platform and Services for your personal, non-commercial use, strictly in accordance with these Terms.

9.3. License Restrictions: You shall not (and shall not permit any third party to):

(a) Reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code or underlying algorithms of the AI or Platform.
(b) Copy, modify, or create derivative works of the Platform or Content.
(c) Rent, lease, sell, or sublicense your access to the Services.
(d) Use any “robot,” “spider,” or other automated device to scrape or monitor the Platform.

10. PROHIBITED CONDUCT

10.1. Unlawful Activity: You shall not use the Platform for any purpose that is illegal in your jurisdiction, including but not limited to money laundering, terrorist financing, fraud, tax evasion, or operating an unlicensed money services business.

10.2. Platform Abuse: You shall not:

(a) Upload or transmit any viruses, malware, or other malicious code.
(b) Launch any form of denial-of-service (DoS) attack or otherwise attempt to disrupt the Platform’s operations.
(c) Attempt to bypass any security measures, including 2FA or IP restrictions.
(d) Falsify your identity or provide misleading KYC information.
(e) Engage in any activity that, in our sole judgment, is abusive, harmful, or brings the Company into disrepute.

11. PRIVACY AND DATA PROTECTION

11.1. Privacy Policy: Your use of the Platform is also governed by our Privacy Policy, which is incorporated herein by reference. The Privacy Policy describes how we collect, use, and protect your User Data. You consent to the data practices described in the Privacy Policy.

11.2. Data Consent: You grant us a worldwide, royalty-free license to use, store, and process your User Data to the extent necessary to provide the Services, comply with legal obligations (like KYC/AML), and improve our systems.

12. ELECTRONIC COMMUNICATIONS

12.1. Consent to Electronic Notices: You agree and consent to receive all communications, agreements, notices, and disclosures (collectively, “Communications”) from us electronically. We may provide these Communications by posting them on the Platform, emailing them to your registered email address, or through other electronic means.

12.2. Legal Sufficiency: You agree that all electronic Communications satisfy any legal requirement that such communications be in writing.

13. THIRD-PARTY CONTENT AND SERVICES

13.1. No Endorsement: The Platform may contain links to third-party websites, services, or advertisements (including Third-Party Agents) that are not owned or controlled by SMBAI. We do not endorse or assume any responsibility for any such third parties. If you access a third-party service, you do so at your own risk, and you agree that the Company has no liability arising from your use of or interaction with them.

14. TERMINATION AND ACCOUNT SUSPENSION

14.1. Termination by You: You may terminate your Account at any time by contacting support at Support@Smbaifarm.ai and completing any required off-boarding procedures.

14.2. Suspension or Termination by Us: We reserve the right, in our sole and absolute discretion, to suspend, freeze, restrict, or terminate your Account and your access to the Services, without notice or liability, for any reason or no reason, including but not limited to:

(a) Any breach of these Terms, the Privacy Policy, or any applicable law.
(b) If we suspect you are engaged in any Prohibited Conduct, fraud, or illicit activity.
(c) Failure to comply with KYC/AML requests.
(d) A request from law enforcement or a government agency.
(e) Operational or security reasons.

14.3. Effect of Termination: Upon termination, your license to use the Services is immediately revoked. We reserve the right to liquidate any open positions, freeze funds, or take other actions necessary to effectuate the termination. We are not liable for any Losses resulting from such actions. We may also, in our discretion, hold funds for a period to cover any potential legal obligations, chargebacks, or damages.

15. DISCLAIMERS OF WARRANTIES

15.1. “AS IS” AND “AS AVAILABLE”: THE PLATFORM, CONTENT, AND SERVICES ARE PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. THE INDEMNIFIED PARTIES DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM A COURSE OF DEALING OR USAGE OF TRADE.

15.2. No Warranty of Service: We do not warrant that the Services will be uninterrupted, timely, secure, or error-free; that the AI will be profitable; that any data or reports will be accurate or reliable; or that any errors in the software will be corrected.

16. LIMITATION OF LIABILITY

16.1. Exclusion of Damages: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE INDEMNIFIED PARTIES BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST PROFITS, LOST REVENUE, LOSS OF DATA, LOSS OF GOODWILL, OR COST OF SUBSTITUTE SERVICES) ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF, OR INABILITY TO USE, THE PLATFORM OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

16.2. Direct Liability Cap: NOTWITHSTANDING ANYTHING TO THE CONTRARY, THE TOTAL AGGREGATE LIABILITY OF THE INDEMNIFIED PARTIES FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, REGARDLESS OF THE FORM OF ACTION, IS LIMITED TO THE TOTAL FEES ACTUALLY PAID BY YOU TO THE COMPANY DURING THE THREE (3) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

16.3. Acknowledgement: You acknowledge that this limitation of liability is an essential basis of the bargain between you and SMBAI and that we would not provide the Services without such limitations.

17. INDEMNIFICATION

17.1. Agreement to Indemnify: You agree to defend, indemnify, and hold harmless the Indemnified Parties from and against any and all Losses arising out of or in any way related to:

(a) Your use of, or conduct in connection with, the Services;
(b) Your breach of any provision of these Terms or any applicable law;
(c) Your violation of the rights of any third party;
(d) Any User Data you provide;
(e) Your dealings with any Third-Party Agents;
(f) Any tax liabilities arising from your activities on the Platform.

18. GOVERNING LAW AND DISPUTE RESOLUTION

18.1. Governing Law: These Terms shall be governed by and construed in accordance with the laws of [INSERT YOUR COMPANY’S JURISDICTION HERE – e.g., “the Republic of Seychelles,” “the British Virgin Islands,” “Singapore”] without regard to its conflict of law principles.

18.2. Mandatory Arbitration:

(a) Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by binding arbitration in [INSERT JURISDICTION CITY/NAME – e.g., “Victoria, Seychelles”] before one arbitrator.
(b) The arbitration shall be administered by [INSERT ARBITRATION BODY – e.g., “the International Chamber of Commerce (ICC)”] pursuant to its Arbitration Rules.
(c) The language of the arbitration shall be English.

18.3. CLASS ACTION WAIVER: ALL DISPUTES MUST BE ARBITRATED ON AN INDIVIDUAL BASIS. YOU AND THE COMPANY AGREE THAT THERE IS NO RIGHT OR AUTHORITY FOR ANY DISPUTE TO BE ARBITRATED ON A CLASS-ACTION BASIS OR TO UTILIZE CLASS ACTION PROCEDURES. YOU ARE WAIVING YOUR RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER ON ANY CLASS CLAIM.

19. GENERAL PROVISIONS

19.1. Entire Agreement: These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and the Company regarding the Services and supersede all prior discussions and agreements.

19.2. Severability: If any provision of these Terms is determined to be unlawful, void, or unenforceable, such provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions.

19.3. No Waiver: The failure of the Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

19.4. Force Majeure: The Company shall not be liable for any delay, failure in performance, or Loss due to any cause beyond its reasonable control, including, but not limited to, acts of God, war, acts of terrorism, “Black Swan” market events, blockchain network failures, epidemics, labor disputes, or failures of telecommunication or utility services.

19.5. Assignment: You may not assign or transfer any of your rights or obligations under these Terms without our prior written consent. We may assign or transfer any or all of our rights and obligations to any affiliate, subsidiary, or in connection with a merger, acquisition, or sale of assets, without your consent.

19.6. Modifications: We reserve the right, in our sole discretion, to modify or replace these Terms at any time. We will indicate changes by updating the “Effective Date” at the top of this document. Your continued use of the Platform after any such change constitutes your unconditional acceptance of the new Terms. It is your sole responsibility to review these Terms periodically.

20. CONTACT INFORMATION

20.1. Support: For all questions, complaints, or support requests related to your Account or the Services, you must contact us via our official support channel: Email: Support@Smbaifarm.ai